OHMYGAWD, I think I've found the house!!! It is very different than what I'd imagined, even in my wildest dream, and I'm a little surprised at myself. Allan and I drove by it today, and I just fell in love. I can't see the inside until Friday, and so it isn't certain just yet. I feel strongly enough that I've made an appointment with a lender tomorrow morning, and notified my KC realtor to sell that sucker!! No pictures yet. It is to early. I'll get back to you on it.
We looked at another today, and I would give my eye teeth to have the location. The view was unbelievable and completely breath-taking. It was near the top of a mountain, overlooking Ruidoso, Sierra Blanca and other mountain ranges, several valleys. It felt as if you could see forever. I'm guessing the elevation was 7500-8000 feet. Stunning views. But the price was too much for the condition and size of the condo. It was apparently built to be a "get-away," and the living room, dining room and kitchen were teeny-tiny! I'm not sure I could have put my couch and recliner in the living room and there was no place at all for a 32" TV!! I could never seat more than 4 in the dining room, and the kitchen was a one-person room for sure. I don't mind that, but the storage was abysmal. The bedrooms were fine. One was a loft overlooking the living room, and would have been a perfect office with nice views. But the condition of the whole place was not good, lots of little fix-ups needed. By the time I got everything in shape and livable for me, it would have been $$, and it was still debatable about the general living space being enough to be comfortable. I almost shed a tear over the view as we drove off, but I knew it wouldn't be a happy place for me in the end.
I'll let you know about the other one. Cross those fingers, everyone!!!
Update, 11/8 @ 2:50 PM - I was preapproved for a loan to the full amount I requested. In fact, he said he could approve me for twice that much because of my excelent credit and "independent income." All I could think was, "And I would pay it back HOW???" I figured my budget and how much I am willing to pay, and I'll stick to it, but it is good to know. I suppose if something came in slightly above my upper limit I could go for it. I'm going to talk with a couple more mortagers to see what they offer, but I'm guessing I'm getting a swinging deal, 'cause it is less than Allan & I were guess-timating. So everything is GO! I'll keep you informed.