OK, let's just look at this .....
I have Medicare and a pretty good tie-in or supplemental policy. I haven't had to fork out any co-pays, except on my medications. Most of them are a $7 co-pay and I have only one regularly used prescription, so that's nothing to speak about.
But here's the thing that has me going right at this moment. It astounds me that Medicare doesn't cover certain things that are very important to most of us as we age. They don't cover eyeglasses. How many people over 65 do you know that don't have to wear eyeglasses? They also don't cover the exam for glasses. Now, to be fair they are covering my eye exams for the problems I'm having with floaters and monitoring the viscous fluid in my eyeballs. It still seems strange that glasses aren't covered.
And hearing aids or hearing exams .... same thing. The large majority of us have hearing loss, but none of that is covered. I could certainly use one. I'm nearly deaf in my left ear. I'm not sure I could wear one, not because of vanity, 'cause I really don't care, but I can't stand something in my ears. Ear buds? Nope, I can't tolerate them for more than a few short minutes. I have to use the kind of "listening devices" that fit outside the ear.
And today was the most ridiculous blow of all. I went to the drugstore to pick up my colonoscopy prep kit (yep, the happy day is Friday). Didn't think much about it until they told me the co-pay was $68 and some change!!!!! WHAT??? The full price was $80-some-odd and obviously the insurance covered around 25% only! Now look, we are told we must have colonscopies at this age, but the prep for it isn't covered fully? Holy cow!
What sense does it make that the things we most need are not covered or minimally covered? It's not that I can not pay the $68, but just that it's ridiculous!! I understand the financial justification of the insurance companies .... since we all need these things, they are saving a ton by not covering them or pushing them into the higher co-pay groups. But still ....
It's old-age discrimination, I tell you!!
Then after I got home, I had another unhappy realization. I need to shave my legs before Friday! DAMN!!!!! Yes, people, I know "they" don't care if my legs are shaved, but I do. This is where my vanity comes into play, not on the hearing aid. My dirty little secret is that I haven't shaved my legs since, oh, about October!! I'm just glad I thought of it today, 'cause it's gonna take me two days to shave!!